Many Banner Elk, North Carolina drug and alcohol rehabilitation programs accept personal health coverage, and many private health coverage plans cover some or most of the costs associated with both outpatient and inpatient drug treatment. In fact, those in Banner Elk, NC. with personal health coverage have several drug rehab choices at their disposal and can select from a variety of diverse recovery programs and facilities. Due to the fact that there are so many different types of health insurance as well as a myriad of treatment options that they cover, it is best to speak with a qualified treatment counselor who can work with the health insurance company to establish what is and what is not covered. Many private health insurance companies will work with individuals to get them in the drug rehabilitation facility which best suits their treatment needs.