It is not unusual for people engaged in substance abuse to deplete all financial resources on their addiction. When it is time to get help in a Banner Elk drug treatment program, there may be no money remaining to cover the costs of such treatment. If the addicted individual is not covered by private health insurance in Banner Elk, NC., they will need to self pay in order to obtain rehabilitation services. Self pay implies that the individual will need to come up with the money to cover the costs of drug rehab, costs which will vary depending on the treatment option which is being considered. If the self pay option is the only way to pay for drug rehab, prospective treatment clients can work with treatment counselors to find out if any payment assistance can be offered in the form of a reduced rate or sliding scale fee. These payment assistance options for self pay clients are usually decided based on each individual's personal situation which can include household income and other possible financial resources.