It is not uncommon for people engaged in substance abuse to expend all resources on their addiction. When it is time to get help in an Oneonta, New York drug rehab program, there may be nothing remaining to cover the costs of such treatment. If the person is not covered by private health insurance in Oneonta, NY., they will need to self pay in order to receive rehabilitation services. Self pay implies that the person will need to come up with the financial resources to pay for the costs of drug treatment, costs which can vary depending on the treatment type which is being considered. If the self pay option is the only way to pay for drug rehabilitation, prospective treatment clients can work with treatment counselors to determine if any payment assistance can be offered in the form of a discounted rate or sliding scale fee. These payment assistance options for self pay clients are typically determined based on each individual's circumstances which can include household income and other possible sources of income.