It is not unusual for people engaged in substance abuse to expend all financial resources on their addiction. When it comes time to get help in a Spirit Lake drug treatment program, there may be nothing left to cover the costs of such treatment. If the addicted individual is not covered by private health insurance in Spirit Lake, Iowa, they will need to self pay in order to obtain treatment services. Self pay implies that the individual will need to come up with the money to pay for the costs of drug rehabilitation, costs which can vary depending on the rehabilitation option which is being considered. If the self pay option is the only way to pay for drug rehab, potential treatment clients can work with treatment counselors to find out if any payment assistance can be offered in the form of a discounted rate or sliding scale fee. These options for self pay clients are typically decided based on each individual's personal situation which can include personal income as well as other possible financial resources.