It is not unusual for people engaged in substance abuse to deplete all financial resources on their addiction. When it comes time to get help in a Stearns, Kentucky drug rehab facility, there may be nothing left to cover the costs of such treatment. If the individual is not covered by private health insurance in Stearns, they will need to self pay in order to receive treatment services. Self pay implies that the person will need to come up with the money to pay for the costs of drug rehabilitation, costs which will vary depending on the rehabilitation option which is being considered. If the self pay option is the only way to pay for drug rehab, prospective treatment clients can work with treatment counselors to find out if any payment assistance can be offered in the form of a reduced rate or sliding scale fee. These payment assistance options for self pay clients are usually determined based on each individual's personal situation which can include personal income and other possible sources of income.